Appraisal services for Pinehurst and Moore County homeowners

Here are the top reasons NC homeowners use Bullard Appraisals, Inc.:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Moore county's assessment of your property
Remove PMI to reduce a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a NC divorce, when real estate needs to be divided
Settle an estate in NC by determining the true market value of real estate in question

Do you own a house in or near Pinehurst? Do you need help deciding the price of your real estate?
Contact Bullard Appraisals, Inc..

We at Bullard Appraisals, Inc. understand the individual needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Bullard Appraisals, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping clients just like you rid yourselves of unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is going down. This only means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Bullard Appraisals, Inc. is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Bullard Appraisals, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd prefer to have an expert double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Bullard Appraisals, Inc. offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Bullard Appraisals, Inc. can help with that too. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.